Privacy Policy

At Allontas, we believe you should be able to understand both your money and your data. This Privacy Policy explains how Allontas LLC ("Allontas," "we," "us," or "our") collects, uses, shares, and protects your information when you use our mobile applications, website, and related services.

This Privacy Policy is meant to be clear and readable. It is still a legal document, but we have tried to make it easier to understand.

Key Points

• We collect information you provide directly, information created through your use of the app, and certain information collected automatically through our website and services.
• We use your information to provide and improve Allontas, including budgeting tools, grocery price comparison, planned-expense features, account support, security, analytics, and marketing.
• We do not sell your financial data.
• Grocery comparison in Allontas is powered by database-backed pricing, not live scraping on every basket request.
• We may use OpenAI to help generate plain-language spending insights and budgeting recommendations, but grocery price comparison itself is deterministic and database-backed.
• Your financial data is not used to train third-party AI models.
• We honor applicable privacy rights requests, including requests to access or delete your information, subject to applicable law.

Table of Contents

1. Scope of This Privacy Policy

This Privacy Policy applies to Allontas LLC and covers information collected through:

• the Allontas mobile applications for iOS and Android
• our website, currently located at https://www.allontas.com
• related online services, support interactions, communications, and features we make available

Collectively, we refer to these as the "Services."

By using the Services, you acknowledge that you have read and understood this Privacy Policy.

2. Information We Collect

The information we collect depends on how you interact with Allontas.

A. Information You Provide Directly

We may collect information you provide when you:

• create an account
• use the app
• connect financial accounts
• create budgets, grocery baskets, or planned expenses
• contact support
• sign up for updates, waitlists, or marketing communications
• request account deletion or other privacy actions

This information may include:

• name
• email address
• username
• password or other account credentials
• mailing or billing information, if needed
• user-entered address for store pricing and grocery comparisons
• budget categories and budget amounts
• planned expenses and calendar entries
• notes or other content you choose to enter into the Services

B. Financial and Budgeting Information

When you use Allontas budgeting features, we may collect or receive:

• account balances
• transaction history
• merchant names
• transaction categories
• budget allocations
• spending activity
• recurring bills or planned spending data
• account and institution metadata associated with linked financial accounts

If you connect financial accounts, we may receive this information through Plaid, our financial data provider. When you connect a financial account, Allontas does not receive or store your bank login credentials. Financial account connections are handled by our financial data provider.

C. Grocery and Pricing Information

When you use grocery comparison features, we may collect and store:

• grocery baskets you build
• items, brands, sizes, and quantities you enter
• selected or preferred stores
• comparison results
• store-level pricing results shown to you
• user-entered address information used for location-based pricing and store matching
  
  We use your user-entered address to identify nearby stores, estimate location-based grocery pricing, and improve store matching. We do not currently collect precise GPS location.

D. Planned-Expense and Calendar Information

When you use planned-expense or calendar features, we may collect:

• event names
• dates
• item names
• expected budget amounts
• notes or descriptions
• price comparison or lookup results associated with planned purchases

E. Information Collected Automatically

When you use our Services, we may automatically collect certain technical information, such as:

• IP address
• browser type
• device type
• operating system
• app version
• referral source
• pages viewed
• interactions with the website or app
• timestamps and log data

We may also use cookies and similar tracking technologies on our website to understand how visitors find and use our Services, including visits originating from advertising campaigns.

F. Information from Advertising and Analytics Partners

We may receive information from advertising, analytics, attribution, crash-reporting, and performance-monitoring providers.

G. Information We Do Not Collect

At this time, Allontas does not collect:

• precise device GPS location
• receipt uploads or photo uploads
• sensitive identity documents
• social security numbers

All location-based pricing currently relies on a user-entered address, not precise device geolocation.

3. How We Use Information

We may use your information to:

• create and manage your account
• provide the Services
• connect and display budgeting and financial data
• perform grocery basket comparisons
• show store-level and item-level pricing information
• provide planned-expense and calendar-based budgeting features
• generate spending insights and recommendations
• communicate with you about your account, subscriptions, support requests, and updates
• process transactions and subscriptions
• improve, maintain, and troubleshoot the Services
• prevent fraud, abuse, and unauthorized access
• comply with legal obligations
• market Allontas and measure the effectiveness of our advertising

4. Grocery Pricing and Planned-Expense Features

Grocery Pricing

Grocery comparison in Allontas is powered by database-backed retailer pricing, not live scraping on every basket request.

We aim to refresh pricing on a recurring cadence aligned with weekly and promotional sales cycles, but refresh frequency may vary by retailer, market, item availability, and technical limitations. “Supported” retailers are retailers whose websites or data sources we are able to capture consistently at the location level with enough reliability to produce useful comparisons.

Prices, availability, discounts, taxes, fees, promotions, and item substitutions may differ from what appears in-store, online, or at checkout. Allontas provides comparison estimates to help users plan, but we cannot guarantee final retailer prices or availability.

This means:

• store coverage may vary by market
• supported retailers may change over time
• pricing may not always be real-time
• when pricing is incomplete or low-confidence, we may surface that to users rather than imply false precision

Planned-Expense and Calendar Price Checks

For certain planned-expense flows, Allontas may check current prices for selected items across supported retailers. These lookups may be more current than grocery database pricing and may be used to help users plan for upcoming purchases.

5. Artificial Intelligence and Automated Assistance

Allontas may use artificial intelligence as an assistive layer in limited ways.

Allontas provides budgeting, spending, grocery comparison, and planning tools for informational purposes only. Allontas does not provide financial, investment, tax, credit, legal, or professional advice, and insights generated by the Services should not be treated as personalized financial advice.

A. AI Provider

We may use OpenAI as an AI service provider.

B. How AI May Be Used

We may use AI to help with:

• interpreting transaction history and budget data
• generating plain-language spending insights
• suggesting budgeting adjustments or reallocations
• other similar user-facing assistance features

C. What AI Is Not Used For

Grocery price comparison itself is deterministic and database-backed. It is not generated by AI.

D. Data Sent to AI Providers

We may send transaction history, budget category data, and related spending information to OpenAI in order to generate plain-language budgeting insights and recommendations.
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We do not permit our AI service providers to use your financial data to train their models, unless we separately disclose that use and obtain any consent required by law.
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AI-generated insights may be incomplete, inaccurate, or based on incomplete information. You should review recommendations before relying on them.

Your financial data is not used to train third-party AI models.

E. No Solely Automated Decisions with Legal or Similar Effects

We do not permit our AI service providers to use your financial data to train their models, unless we separately disclose that use and obtain any consent required by law.

6. How We Share Information

We may share information in the following circumstances:

A. Service Providers

We may share information with vendors and service providers that help us operate Allontas, such as providers of:

• cloud hosting and database services
• financial account connection services
• AI assistance services
• payment processing
• advertising and attribution services
• analytics and crash reporting
• email and communications infrastructure

Examples may include:

• Plaid
• OpenAI
• Supabase
• Google Ads
• TikTok Ads

B. Legal and Compliance Reasons

We may disclose information if required to do so by law or if we believe disclosure is reasonably necessary to:

• comply with legal process
• enforce our terms
• detect or prevent fraud
• protect the rights, safety, or property of Allontas, our users, or others

C. Business Transfers

If Allontas is involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction.

D. With Your Direction or Consent

We may share information when you direct us to do so or otherwise consent.

E. We Do Not Sell Financial Data

We do not sell your linked financial account data, transaction history, account balances, budget details, grocery baskets, or planned-expense data. We also do not use these categories of information for targeted advertising.

7. Cookies, Tracking, Analytics, and Advertising

A. Website Cookies and Similar Technologies

We use cookies and similar tracking technologies on our website to:

• operate the site
• understand how visitors use the site
• understand traffic sources
• measure ad campaign effectiveness
• improve site performance and user experience

B. Advertising

We may use advertising tools, including Google Ads and TikTok Ads, to promote Allontas and measure campaign performance.

These tools may use cookies, pixels, or similar technologies to help us understand:

• whether a visitor arrived from an advertisement
• which campaigns are effective
• whether a user engaged with our website after seeing an ad
  
  We do not intentionally send linked financial account data, transaction history, account balances, budget details, grocery baskets, or planned-expense data to advertising platforms for targeted advertising.

C. Analytics, Crash Reporting, and Attribution

D. Your Choices

Depending on your browser and device settings, you may be able to limit cookies or similar technologies. You may also be able to use browser settings or platform tools to limit certain advertising-related tracking.

8. Data Retention

We retain personal information for as long as reasonably necessary to provide the Services, fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, enforce agreements, and protect our business and users.

Our current retention approach is:

• Inactive account data: retained for up to 24 months, unless the user deletes the account sooner, subject to legal, security, fraud-prevention, and recordkeeping obligations
• Support logs and support communications: retained for up to 24 months, unless longer retention is required for legal, regulatory, fraud-prevention, or security purposes
• Deleted account data: deleted or de-identified within 30 to 45 days after a verified deletion request, except where retention is required for legal, fraud-prevention, security, financial, tax, dispute-resolution, backup, or recordkeeping purposes. Some residual copies may remain in backups for a limited period before being overwritten in the ordinary course of business.

We may also retain de-identified or aggregated information for longer periods where permitted by law.

9. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information.

These measures may include:

• encryption in transit
• access controls
• vendor access restrictions
• authentication controls
• data minimization practices

No method of transmission over the internet or method of storage is completely secure. For that reason, we cannot guarantee absolute security.

10. Children's Privacy

Allontas is intended for users in the United States who are at least 18 years old. The Services are not directed to children under 13.

We do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13 without appropriate authorization, we will take steps to delete that information.

If you believe we may have collected information from a child under 13, please contact us at privacy@allontas.com.

11. Your Rights and Choices

Depending on where you live, you may have certain rights regarding your personal information.

These may include the right to:

• access personal information we hold about you
• request correction of inaccurate information
• request deletion of your personal information
• object to or limit certain processing
• opt out of certain marketing communications

Marketing Emails

You can opt out of marketing emails by following the unsubscribe instructions in those messages. You may still receive non-marketing emails about your account, billing, or support.

Account Deletion

You may request deletion of your account through the app or by contacting us at privacy@allontas.com. Where required by platform rules, we will provide an in-app account deletion path.

Privacy Requests

To make a privacy-related request, contact us at privacy@allontas.com.

We may need to verify your identity before completing certain requests.

12. U.S. State Privacy Rights

Depending on your state of residence, you may have rights to access, correct, delete, or obtain a copy of personal information we maintain about you. You may also have the right to opt out of certain processing, including targeted advertising, sale, or sharing of personal information, where applicable.

We do not sell your linked financial account data, transaction history, account balances, budget details, grocery baskets, or planned-expense data.

To exercise rights, contact privacy@allontas.com. We may verify your identity before fulfilling a request.

13. International Users

Allontas is currently intended for users in the United States.

If you access the Services from outside the United States, you understand that your information may be processed and stored in the United States, where privacy laws may differ from those in your jurisdiction.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

If we make material changes, we will update the "Last Modified" date above and, where required, provide additional notice through the Services or by other appropriate means.

Your continued use of the Services after any update becomes effective means you accept the updated Privacy Policy.

15. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us at: